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				| 1. ACCEPTANCE OF TERMS 
 Alliance Consultancy Services Pte Ltd ("we" and "us", as the 
				case may be) provides the Service (as defined below) to you, 
				subject to the following Terms of Service ("TOS"), which may be 
				updated by us in our sole discretion from time to time without 
				notice to you. You agree that your continued use of the Service 
				after such update will constitute your acceptance of and 
				agreement to be bound by the updated TOS. In addition, when 
				using Alliance Consultancy Services or third party services, you 
				and us (or the relevant third party, where applicable) shall be 
				subject to any posted guidelines or rules applicable to such 
				services which may be posted (whether by us or the relevant 
				third party, if any) from time to time. All such guidelines or 
				rules are hereby incorporated by reference into the TOS.
 
 2. DESCRIPTION OF SERVICE
 We currently provide users with access to a collection of 
				products and services (the "Service"). The Service (or parts of 
				it) may be available via the World Wide Web, mobile telephone or 
				communications services (such as SMS (Short Message Service)), 
				and/or other Internet or telecommunications services or 
				protocols (such as WAP (Wireless Application Protocol)) 
				(collectively, the "Channels"). Unless explicitly stated 
				otherwise, any new features that augment or enhance the current 
				Service, including the release of new services, shall be subject 
				to the TOS. You understand and agree that the Service is 
				provided "AS-IS" and that we assume no responsibility for the 
				timeliness, currency, deletion, mis-delivery or failure to store 
				any user communications or personalization settings.
 
 In order to use the Service, you must obtain access to the 
				Service through the relevant Channel(s), either directly or 
				through devices that access online and electronic content and/or 
				services, and pay any fees associated with such access in 
				accordance with the applicable payment terms. Such fees and 
				payment terms may be changed from time to time, and such changes 
				will be notified to you, whether by email or by notices or links 
				to notices on the Service or by other appropriate means. You 
				acknowledge that certain parts of the Service are available only 
				via certain Channels. You also acknowledge that we are not 
				responsible or liable in any way for your access to the Service 
				or your use of any Channels.
 
 In addition, you must provide all equipment necessary to use the 
				relevant Channel, including a computer and modem, mobile 
				telephone or other appropriate access device, and you must pay 
				any fees applicable to the use of such Channel. You acknowledge 
				that you are solely responsible for the set-up, configuration or 
				compatibility of the hardware, software and other equipment used 
				by you for obtaining access to the Service by any Channel 
				whatsoever. If any alteration in the whole or any part of 
				Service requires changes in your hardware, software or other 
				equipment, you must effect these changes at your own expense. We 
				will inform you of any such alterations in the Service in 
				advance, whether by email or by notices or links to notices on 
				the Service or by other appropriate means.
 
 Unless expressly stated otherwise, no information presented in 
				the Service or in connection with any products and services 
				forming part of the Service shall be deemed as a binding offer 
				by us or the relevant third party, but an invitation for you to 
				place an order. In respect of contracts for our or any third 
				party's products and services which are made available as part 
				of the Service, these shall be deemed concluded when we or the 
				relevant third party have accepted your order for the same or 
				has provided you with the product or service pursuant to your 
				order.
 
 3. YOUR REGISTRATION OBLIGATIONS
 In consideration of the Service being made available to you, you 
				agree to: (a) provide true, accurate, current and complete 
				information about yourself. If you provide any information that 
				is untrue, inaccurate, not current or incomplete, or we have 
				reasonable grounds to suspect that such information is untrue, 
				inaccurate, not current or incomplete, we have the right to 
				suspend or terminate your account and refuse any and all current 
				or future use of the Service (or any portion thereof) without 
				any liability to you.
 
 4. MEMBER ACCOUNT, PASSWORD AND SECURITY
 You will receive a password and account designation upon 
				completing the Service's registration process. You are 
				responsible for maintaining the confidentiality of the password 
				and account, and are fully responsible for all activities that 
				occur under your password or account. You agree to (a) 
				immediately notify us of any unauthorized use of your password 
				or account or any other breach of security, and (b) ensure that 
				you exit from your account at the end of each session. We cannot 
				and will not be liable for any loss or damage arising from your 
				failure.
 
 5. MEMBER CONDUCT
 You understand and acknowledge that all information, data, text, 
				software, music, sound, photographs, graphics, video, messages 
				or other materials ("Content"), whether publicly posted or 
				privately transmitted via the Service, are the sole 
				responsibility of the person from which such Content originated. 
				This means that you, and not us, are entirely responsible for 
				all Content that you upload, post, email or otherwise transmit 
				via the Service. We cannot and do not control or monitor the 
				Content posted via the Service and, as such, cannot and do not 
				guarantee the accuracy, integrity or quality of such Content. 
				You understand and acknowledge that by using the Service, you 
				may be exposed to Content that is offensive, indecent or 
				objectionable. Under no circumstances will we or our licensors, 
				suppliers, vendors, parent, holding, subsidiary or related 
				companies, affiliates, officers, agents or employees, as the 
				case may be, be liable in any way for any Content, including, 
				but not limited to, any exposure to offensive, indecent or 
				objectionable Content, any errors or omissions in any Content, 
				or for any loss or damage of any kind incurred as a result of 
				the use of any Content posted, emailed or otherwise transmitted 
				via the Service.
 
 You agree to not use the Service to:
 
 a. upload, post, email or otherwise make available or transmit 
				any Content that is unlawful, harmful, threatening, abusive, 
				harassing, tortious, defamatory, vulgar, obscene, pornographic, 
				libelous, invasive of another's privacy, subversive, hateful, or 
				racially, ethnically or otherwise objectionable or contrary to 
				public interest, public order or national harmony in all 
				relevant jurisdictions;
 
 b. harm minors in any way;
 
 c. impersonate, or falsely state or otherwise misrepresent your 
				affiliation with, any person or entity, including, but not 
				limited to, a Chartered official, guide or host;
 
 d. forge headers or otherwise manipulate identifying information 
				in order to disguise and/or with the effect of disguising the 
				origin of any Content transmitted through the Service;
 
 e. upload, post, email or otherwise make available or transmit 
				any Content that you do not have a right to transmit under any 
				law or under contractual or fiduciary relationships (such as 
				inside information, proprietary and confidential information 
				learned or disclosed as part of employment relationships or 
				under nondisclosure agreements);
 
 f. upload, post, email or otherwise make available or transmit 
				any Content that infringes any patent, trademark, trade secret, 
				copyright or other proprietary rights of any party;
 
 g. upload, post, email or otherwise make available or transmit 
				any unsolicited or unauthorized advertising, promotional 
				materials, "junk mail," "spam," "chain letters," "pyramid 
				schemes," or any other form of solicitation.
 
 h. upload, post, email or otherwise make available or transmit 
				any material that contains software viruses or any other 
				computer code, files or programs designed to interrupt, destroy 
				or limit the functionality of any computer software or hardware 
				or telecommunications equipment;
 
 i. disrupt the normal flow of dialogue, cause a screen to 
				"scroll" faster than other users of the Service are able to 
				type, or otherwise act in a manner that negatively affects other 
				users' ability to engage in real time exchanges;
 
 j. interfere with or disrupt the Service or another person's use 
				of the Service or any Channels or servers or networks connected 
				to the Service, or disobey any requirements, procedures, 
				policies or regulations of networks connected to the Service or 
				applicable to any Channels;
 
 k. intentionally or unintentionally violate any applicable law, 
				statute, ordinance, regulation, rule or code, including, but not 
				limited to, any regulations, rules, notices, instructions or 
				directives of any regulatory body or authority, governmental 
				agency or national or other securities exchange;
 
 l. "stalk" or otherwise harass another person;
 
 m. collect or store personal data about any other user; or
 
 n. commit any fraudulent or unlawful act, whether in relation to 
				any third party provider of products and services on the Service 
				or otherwise.
 
 You acknowledge that we cannot and do not pre-screen Content, 
				but that we and our designees shall have the right (but not the 
				obligation) in our sole discretion to refuse, move or remove any 
				Content that is available via the Service. Without limiting the 
				foregoing, we and our designees shall have the right to remove 
				any Content (whether or not provided by you) that violates the 
				TOS or is otherwise objectionable in our sole opinion, without 
				being liable to you in any way for any loss or damage arising 
				from such removal. You agree that you must and will evaluate, 
				and bear all risks associated with, the use of any Content, 
				including any reliance on the accuracy, completeness, or 
				usefulness of such Content.
 
 You acknowledge and agree that we may in our sole discretion 
				preserve any Content, and disclose any Content if required to do 
				so by law or in the good faith belief that such preservation or 
				disclosure is reasonably necessary to: (a) comply with legal 
				process; (b) enforce the TOS; (c) respond to claims that any 
				Content violates the rights of third-parties; or (d) protect the 
				rights, property, or personal safety of us, our users and the 
				public.
 
 You understand that the technical processing and transmission of 
				the Service, including your Content, may involve (a) 
				transmissions over various networks; and (b) modifications to 
				conform and adapt to technical requirements of connecting 
				networks or devices.
 
 Where any part of the Service involves or is provided by us in 
				conjunction with a third party, you agree to comply with any 
				notices, instructions or directives given by such third party in 
				relation to such part of the Service, including your access to 
				or use thereof.
 
 6. SPECIAL ADMONITIONS FOR INTERNATIONAL USE
 Recognizing the global nature of the Internet, you agree to 
				comply with all applicable laws, statutes, regulations, rules 
				and codes regarding online conduct, acceptable Content and use 
				of the relevant Channels.
 
 7. INDEMNITY
 You agree to indemnify and hold us, and our licensors, 
				suppliers, vendors, parent, holding, subsidiary and related 
				companies, affiliates, officers, agents, co-branders or other 
				partners, and employees, harmless from any claim or demand, 
				including reasonable legal fees, made by any third party due to 
				or arising out of Content you submit, post to, transmit or make 
				available through the Service, your use of the Service, your 
				connection to the Service, your use of any Channels, your 
				violation of the TOS, your violation of any rights of any other 
				person, or your breach of any applicable law.
 
 8. NO RESALE OF SERVICE
 You agree not to reproduce, duplicate, copy, sell, resell or 
				exploit for any commercial purposes, any portion of the Service, 
				use of the Service, or access to the Service.
 
 9. GENERAL PRACTICES REGARDING USE AND STORAGE
 You acknowledge that we may in our sole discretion establish 
				general practices and limits concerning use of the Service, 
				including without limitation the manner in which the Service may 
				be used, the maximum number of days that email or other 
				messages, message board postings or other uploaded Content will 
				be retained by the Service, the maximum number of email or other 
				messages that may be sent from or received by an account on the 
				Service or transmitted through the Service, the maximum size of 
				any email or other message that may be sent from or received by 
				an account on the Service, the maximum disk space that will be 
				allotted on our servers on your behalf, and the maximum number 
				of times (and the maximum duration for which) you may access the 
				Service in a given period of time. You agree that we have no 
				responsibility or liability for the deletion of or failure to 
				store any messages and other communications or other Content 
				maintained or transmitted by or made available through the 
				Service. You acknowledge that we reserve the right to terminate 
				and/or delete accounts that are inactive for an extended period 
				of time. You further acknowledge that we reserve the right to 
				modify these general practices and limits at any time, in our 
				sole discretion, with or without notice, and you agree that your 
				continued use of the Service after such modification will 
				constitute your acceptance of and agreement to be bound by the 
				modified general practices and limits.
 
 10. MODIFICATIONS TO SERVICE
 We reserve the right at any time and from time to time to modify 
				or discontinue, temporarily or permanently, the Service (or any 
				part thereof) with or without notice, for any reason whatsoever, 
				whether generally or limited to you only. You agree that we 
				shall not be liable in any way to you or to any third party for 
				any modification, suspension or discontinuance of the Service.
 
 11. TERMINATION
 You agree that we, in our sole discretion, may terminate your 
				password, account (or any part thereof) or use of the Service, 
				and remove and discard any Content within the Service, for any 
				reason, including, without limitation, for lack of use or if we 
				in our sole opinion believe that you have violated or acted 
				inconsistently with the letter or spirit of the TOS. You agree 
				that we may in our sole discretion and at any time discontinue 
				providing the Service, or any part thereof, with or without 
				notice, whether for selected or all Channels. You also agree 
				that any termination of your access to the Service under any 
				provision of this TOS may be effected without prior notice, and 
				acknowledge and agree that we may in our sole discretion 
				immediately deactivate or delete your account and all related 
				information and files in your account and/or bar any further 
				access to such files or the Service. Further, you agree that we 
				shall not be liable in any way to you or any third-party for any 
				termination of your access to the Service.
 
 12. DEALINGS WITH THIRD PARTIES
 The Service may also include access to products and services of 
				independent third parties either directly or via links to sites 
				operated by such third parties. Where these products and 
				services of third parties form part of the Service, we will 
				endeavour, but are not obliged to, indicate that these products 
				and services are provided by third parties. In all cases, your 
				correspondence or business dealings with, or participation in 
				promotions of, other parties found on or through the Service 
				(including without limitation providers of products and 
				services, advertisers and other users of the Service), including 
				payment and delivery of related goods or services, and any other 
				terms, conditions, warranties or representations associated with 
				such dealings, are solely between you and such third party, even 
				where it is in relation to any products or services that are 
				co-branded with us which may include our trademarks. You agree 
				that we shall not be responsible or liable in any way for any 
				loss or damage of any sort incurred as the result of any such 
				dealings with any third parties, as the result of the presence 
				of such third parties on the Service, or as the result of the 
				use of the Service in any way by such third parties.
 
 13. LINKS
 The Service may provide, or third parties may provide, links to 
				other online and electronic sites or resources. You acknowledge 
				and agree that we have no control over such sites and resources, 
				and that we are therefore not responsible for the availability 
				of such external sites or resources, and do not endorse and are 
				not responsible or liable for any Content, advertising, 
				products, or other materials on or available from such sites or 
				resources. You further acknowledge and agree that we shall not 
				be responsible or liable in any way for any damage or loss 
				caused or alleged to be caused by or in connection with use of 
				or reliance on any such Content, goods or services available on 
				or through any such site or resource.
 
 14. CHARTERED ALLIANCE'S PROPRIETARY RIGHTS
 You acknowledge and agree that the Service and any necessary 
				software used in connection with the Service ("Software") 
				contain proprietary and confidential information that is 
				protected by applicable intellectual property and other laws. 
				You further acknowledge and agree that Content contained in 
				sponsor advertisements or information presented to you through 
				the Service or advertisers is protected by copyrights, 
				trademarks, service marks, patents or other proprietary rights 
				and laws. Except as expressly authorized by us or advertisers, 
				you agree not to modify, adapt, rent, lease, loan, sell, 
				distribute or create derivative works based on the Service, the 
				Software or the Content (excluding Content owned by you), in 
				whole or in part.
 
 We grant to you a personal, non-transferable and non-exclusive 
				right and licence to use the object code of our Software on a 
				single computer; provided that you do not (and do not allow any 
				third party to) copy, modify, adapt, create a derivative work 
				of, reverse engineer, reverse assemble or otherwise attempt to 
				discover any source code, sell, assign, sublicense, grant a 
				security interest in or otherwise transfer any right in the 
				Software. You agree not to modify the Software in any manner or 
				form, or to use modified versions of the Software, including 
				(without limitation) for the purpose of obtaining unauthorized 
				access to the Service. You agree not to access the Service by 
				any means other than through the interface that is provided by 
				us for use in accessing the Service.
 
 15. DISCLAIMER OF WARRANTIES
 YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
 
 a. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS 
				PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE AND OUR 
				LICENSORS, SUPPLIERS, VENDORS, PARENT, HOLDING, SUBSIDIARY AND 
				RELATED COMPANIES, AFFILIATES, OFFICERS, AGENTS AND EMPLOYEES 
				EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS 
				OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES 
				OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND 
				NON-INFRINGEMENT (OTHER THAN ANY WARRANTY THE EXCLUSION OF WHICH 
				IS NOT LAWFUL).
 
 b. WE AND OUR LICENSORS, SUPPLIERS, VENDORS, PARENT, HOLDING, 
				SUBSIDIARY AND RELATED COMPANIES, AFFILIATES, OFFICERS, AGENTS 
				AND EMPLOYEES MAKE NO WARRANTY THAT (i) THE SERVICE WILL MEET 
				YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, 
				TIMELY, SECURE, OR ERROR-FREE, (iii) THE SERVICE WILL BE 
				ACCESSIBLE AT ANY TIME OR AT ALL TIMES VIA THE CHANNEL SELECTED 
				OR USED BY YOU, (iv) THE RESULTS THAT MAY BE OBTAINED FROM THE 
				USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (v) THE QUALITY 
				OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL 
				PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR 
				EXPECTATIONS, AND (vi) ANY ERRORS IN THE SOFTWARE WILL BE 
				CORRECTED.
 
 c. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE 
				OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT 
				YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER 
				SYSTEM, MOBILE TELEPHONE OR OTHER ACCESS DEVICE OR LOSS OF DATA 
				THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
 
 d. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED 
				BY YOU FROM US OR OUR LICENSORS, SUPPLIERS, VENDORS, PARENT, 
				HOLDING, SUBSIDIARY OR RELATED COMPANIES, AFFILIATES, OFFICERS, 
				AGENTS OR EMPLOYEES OR THROUGH OR FROM THE SERVICE SHALL CREATE 
				ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS (SAVE FOR ANY 
				FRAUDULENT MISREPRESENTATION BY US OR OUR LICENSORS, SUPPLIERS, 
				VENDORS, PARENT, HOLDING, SUBSIDIARY OR RELATED COMPANY, 
				AFFILIATE, OFFICER, AGENT OR EMPLOYEE, AS THE CASE MAY BE).
 
 16. EXCLUSION OF LIABILITY
 YOU EXPRESSLY UNDERSTAND AND AGREE THAT WE AND OUR LICENSORS, 
				SUPPLIERS, VENDORS, PARENT, HOLDING, SUBSIDIARY AND RELATED 
				COMPANIES, AFFILIATES, OFFICERS, AGENTS AND EMPLOYEES SHALL NOT 
				BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, 
				CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED 
				TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER 
				INTANGIBLE LOSSES (EVEN IF WE OR OUR LICENSORS, SUPPLIERS, 
				VENDORS, PARENT, HOLDING, SUBSIDIARY OR RELATED COMPANY, 
				AFFILIATE, OFFICER, AGENT OR EMPLOYEE, AS THE CASE MAY BE, HAVE 
				BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING 
				FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE 
				COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING 
				FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR 
				OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO 
				THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR 
				ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR 
				CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY GOODS OR 
				SERVICES OBTAINED OR DISPOSED OF OR MESSAGES SENT OR RECEIVED 
				USING THE SERVICE OR (vi) ANY OTHER MATTER RELATING TO THE 
				SERVICE. NOTHING IN THIS TOS SHALL LIMIT THE LIABILITY OF US OR 
				OUR LICENSORS, SUPPLIERS, VENDORS, PARENT, HOLDING, SUBSIDIARY 
				OR RELATED COMPANIES, AFFILIATES, OFFICERS, AGENTS OR EMPLOYEES, 
				AS THE CASE MAY BE FOR DEATH OR PERSONAL INJURY RESULTING FROM 
				OUR OR THEIR NEGLIGENCE.
 
 17. DISCLAIMERS AND EXCLUSIONS
 YOU ACKNOWLEDGE THAT THE DISCLAIMERS AND EXCLUSIONS OF LIABILITY 
				SET FORTH IN SECTIONS 15 AND 16 REPRESENT A FAIR AND REASONABLE 
				ALLOCATION OF THE RISKS AND BENEFITS OF THE AGREEMENT BETWEEN 
				YOU AND US, TAKING ALL RELEVANT FACTORS INTO CONSIDERATION, 
				INCLUDING WITHOUT LIMITATION THE VALUE OF THE CONSIDERATION 
				PROVIDED BY YOU TO US AND THE AVAILABILITY AND COSTS OF 
				INSURANCE WITH RESPECT TO THE SAID RISKS. YOU FURTHER AGREE THAT 
				THESE DISCLAIMERS AND LIMITATIONS SHALL BE ENFORCEABLE TO THE 
				FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
 
 18. SPECIAL ADMONITION FOR SERVICES RELATING TO FINANCIAL 
				MATTERS
 You acknowledge that Sections 15 and 16 are particularly 
				applicable to services, news, messages, alerts or other 
				information from the Service concerning companies. You also 
				acknowledge that the Service is provided for informational 
				purposes only, and that no Content included in the Service is 
				intended for trading or investing purposes. You agree that you 
				are solely and absolutely responsible for all trading or 
				investment decisions made by you. You further agree that we 
				shall not be responsible or liable for the accuracy, usefulness 
				or availability of any information transmitted via the Service, 
				and shall not be responsible or liable for any trading or 
				investment decisions made based on such information.
 
 19. NOTICE
 Notices to you may be made via either email or regular mail. The 
				Service may also provide notices of changes to the TOS or other 
				matters by displaying notices or links to notices to you 
				generally on the Service. You agree that such notices by email 
				or regular mail, and such display of notices or links to notices 
				to you generally on the Service, will constitute sufficient and 
				adequate notice to you of the matters contained therein.
 
 20. COPYRIGHTS and COPYRIGHT AGENTS
 We respect the intellectual property of others, and we ask our 
				users to do the same. If you believe that your work has been 
				copied in a way that constitutes copyright, trade mark or other 
				intellectual property infringement, please provide our Copyright 
				Agent with the following information:
 - an electronic or physical signature of the person authorized 
				to act on behalf of the owner of the intellectual property 
				interest;
 - a description of the intellectual property right that you 
				claim has been infringed;
 - a description of where the material that you claim is 
				infringing is located on the site;
 - your address, telephone number, and email address;
 - a statement by you that you have a good faith belief that the 
				disputed use is not authorized by the intellectual property 
				right owner, its agent, or the law;
 - a statement by you, made under penalty of perjury, that the 
				above information in your Notice is accurate and that you are 
				the intellectual property right owner or authorized to act on 
				the intellectual property right owner's behalf.
 
 
 21. GENERAL INFORMATION
 The TOS constitute the entire agreement between you and us and 
				govern your use of the Service, superseding any prior 
				understandings and agreements between you and us and any 
				previous statements or representations from either party to the 
				other party. The TOS do not apply to any affiliate services, 
				third-party content or third-party software that does not or 
				cannot reasonably be deemed to form part of the Service which 
				may be provided to you by our licensors, suppliers, vendors, 
				parent, holding, subsidiary or related companies, other 
				affiliates or other third parties, which may be subject to 
				additional terms and conditions imposed by that party. For the 
				avoidance of doubt, except to the extent provided in Section 24, 
				you and us are the only parties to the TOS. The TOS and the 
				relationship between you and us shall be governed by the laws of 
				Singapore without regard to its conflict of law provisions. You 
				and we agree to submit to the non-exclusive jurisdiction of the 
				courts of Singapore. Our failure to exercise or enforce any 
				right or provision of the TOS shall not constitute a waiver of 
				such right or provision. If any provision of the TOS is found by 
				a court of competent jurisdiction to be invalid, the parties 
				nevertheless agree that the court should endeavor to give effect 
				to the parties' intentions as reflected in the provision and to 
				construe such provision to the maximum extent permitted by law 
				so as to render that provision valid and enforceable, and that 
				the other provisions of the TOS shall remain in full force and 
				effect. You agree that regardless of any statute or law to the 
				contrary, any claim or cause of action arising out of or related 
				to use of the Service or the TOS must be filed within one (1) 
				year after such claim or cause of action arose or be forever 
				barred.
 
 The section titles in the TOS are for convenience only and have 
				no legal or contractual effect.
 
 22. VIOLATIONS
 Please report any violations of the TOS to our services@alliance-consultancy.com.sg.
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